Renters Insurance Quote Forms
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Renters Insurance Information
Renters insurance covers a policyholder's personal contents of their apartment or rental against such perils as theft, vandalism, and a variety of other potential risks. It also provides personal liability coverage for damage the policyholder or dependents may cause to third parties. As with the homeowner policy, this coverage extends to off premise exposures while away from your residence. It also provides additional living expenses, known as loss-of-use coverage, if a policyholder must move while the dwelling is being repaired. Renters insurance can also include coverage for property improvements. Your personal contents may be covered for their current replacement cost or the actual cash value that will deduct for depreciation.